Personal Budget Exercise In this exercise, I walk you through step by step, how to make a personal budget and savings plan upon graduation. Please…

Net Surplus or Deficit

Savings Information:

Amount saving $200 per month grows to over 40 years ______________________________

Amount 401K basic contributions grows to over 40 years _____________________________

Amount delaying savings until 20 years from now grows to ____________________________

Amount delaying savings until 20 years but bigger contribution grows to _________________

Combined Savings and 401K if start early ____________________

Please note we have made some basic assumptions about interest rate and no change in contributions. Changing either of these slightly can greatly alter your results. 

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