king saud uni , insurance 240
– Liability coverages : $ 100,000/$300,000/$50,000 – Medical payments coverage: $5000 each person – Uninsured motorists coverage: $25000 each person – Collision loss : $25 deductible – Other-than-collision loss: $1000 deductible With respect to each of the following situations, indicate whether the loss is covered and the amount payable, if any, under the policy. Assume that each situation is a separate event
j- Fred works for a construction company. While driving a large cement truck, he negligently injures another motorist. The injured motorist sues Fred for $25000
k- Fred’s son drives a family car on a date. He gets drunk, and his girlfriend drives him home. The girlfriend negligently injures another motorist, who has bodily injuries in the amount of $20,000
l- Fred’s car was damaged when another car in the adjacent lane skidded and collided into it. Fred sustained serious injuries and his car was extensively damaged. Fred’s medical bill amounted to $40,000 and the car’s repair cost was $60,000. The other car’s liability coverage was $25,000/100,000/50,000
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